Fundamentally, residential appraisals for first mortgages have not changed in over 30 years. Valligent has made a variety of breakthroughs in technologies and processes that are driving fundamental transformation of the residential appraisal and mortgage industry as a whole. Leveraging propriety patent pending processes, Valligent is significantly altering the status quo by reducing cycle times and decreasing costs while increasing quality standards.

Since its inception in 2003, Valligent has established itself as a leader in Equity Lending valuations. Years before the Interagency Appraisal and Evaluation Guidelines provided specific valuation requirements for loans of $250,000 and less, Valligent consistently leads the way in best practices and technology. Our extensive experience in Cloud computing, the Internet of Things (IoT), advanced analytics, mobile applications, digital platforms and artificial intelligence (AI) is providing new ways to engage customers, reduce cost and improve efficiency. This all translates to finely tuned workflows, highly trained valuation analysts and service levels measured in minutes, not weeks.

Lenders are experiencing significant losses in Mortgage Default Servicing due in part to property disposition decisions based on inaccurate valuations. The collateral valuation tools typically utilized are woefully inadequate and often biased, resulting in unnecessary losses. Valligent’s innovative valuation solutions incorporate proper market analysis and strongly supported value conclusions, which are critical aspects of loss mitigation.

The loan portfolio securitization market requires exceptional confidence in the underlying collateral. Valligent is an innovator in portfolio analysis, bringing to the table new valuation technologies and systems that coupled with our many years of securitization expertise result in highly accurate, time and cost efficient portfolio valuation outcomes.